Relying on what our employer contributes to our retirement savings might not be enough to give you the kind of lifestyle you are looking forward to. Making a salary sacrifice means your pay is worth more to you in super than your pocket. Look at some of the non-essential things you do each week and see if you can give up just one of them a week. 

General Advice warning:
Pearl Funds Management, an authorised representative AFS Rep No 001254808 of Banyan Securities Pty Ltd AFSL 484139
The information presented by us is general in nature and does not take into account your personal goals and objectives. It does not represent financial product advice. You should always seek independent legal and financial advice before making a decision in relation to a financial product. Read the Product Disclosure Statement (PDS) before making a decision. You should consider your own circumstances, needs and financial objectives before making a decision.

Daniella D'Ambrosio
26 October 2015