A fixed income investment is an agreement between you and the issuer. The issuer is the government or company trying to raise funds. You hand over your money and they agree to pay you an agreed amount of interest at regular intervals. At the end of the term of the agreement, your original investment will be returned.

General Advice warning:
Pearl Funds Management, an authorised representative AFS Rep No 001254808 of Banyan Securities Pty Ltd AFSL 484139
The information presented by us is general in nature and does not take into account your personal goals and objectives. It does not represent financial product advice. You should always seek independent legal and financial advice before making a decision in relation to a financial product. Read the Product Disclosure Statement (PDS) before making a decision. You should consider your own circumstances, needs and financial objectives before making a decision.

Kirstie Spicer
13 January 2015