Hi there! You're viewing brightday as a visitor. Join to access everything you need to know about super and managing your investments.

feed your financial mind

There are 2 series and 14 articles about Insurance for Everyone

2 series

8

What you need to know about setting up your insurance

Learn about the different ways you can pay for each type of insurance and what might be best for you.
6

The types of insurance for you explained

There are four types of insurance cover available - life, total and permanent disability, income protection and trauma. Find out what each insurance is and when it can provide you with financial assistance.

14 articles

Beginner / Advanced

04 m

The $422,000 gap you didn't know you had

Most Australians don't have enough insurance to financially take care of their family should anything happen to their ability to earn an income.

Beginner

3 m

Debunking life insurance myths

Australians are all too happy to insure replaceable assets, while ignoring the most valuable one of all: themselves.

Beginner / Advanced

6 m

Your insurance checklist

There are only three things to know when it comes to deciding whether or not you need to address your current insurance cover.

Beginner / Advanced

10 m

Avoiding financial trauma

Trauma insurance is designed to offer policy holders a lump sum in the case of a serious illness or injury that leads to an extended period off work.

Beginner / Advanced

10 m

Income protection insurance

Unless you're retired or independently wealthy, you need a contingency plan if a medical problem leaves you unable to work.

Beginner / Advanced

10 m

The importance of life insurance

We insure our cars, homes and pets, but how many of us insure ourselves? Life insurance offers some financial security for your family.

Beginner / Advanced

10 m

When to ditch your old insurance policy

If you have decided to roll over your super, you will need to decide whether to keep your existing insurance cover or take out a new policy.

Beginner / Advanced

10 m

A super way to buy insurance

You can take life insurance out via your super fund or directly. Regardless of your family situation, having life insurance guards against the risk of financial ruin.

Beginner / Advanced

4 m

How to buy insurance

A quick guide to buying group and retail insurance, once you have decided whether to buy it within your super fund, or directly, with your take-home wage.

Beginner / Advanced

10 m

Insuring your family's future

Most Australians are under-insured. There are four different and complementary types of insurance to cover work and medical emergencies.

Beginner / Advanced

10 m

Avoiding financial disablement

Total and permanent disablement (TPD) insurance offers financial support if you are unable to work due to injury and requires careful consideration.

Beginner / Advanced

10 m

Group or retail insurance?

The decision on whether to buy a general 'group' insurance or an individually tailored 'retail' product will depend on your personal needs.